We asked you, dear readers to share your best tips on saving money. Navin K Singh shared these tips.
Credit cards are now a common instrument used by most urban Indians and there are several benefits of using them.
Apart from the exciting and often tempting credit card offers, have we ever looked at the fine print, the stuff that actually makes the difference between a good and a bad choice? Most probably, not. Here is some information you should always look at before you opt for a credit card.
Those who have binged on credit must spend less, cut discretionary expenses, and focus on repayment.
A guide on how to use credit card rewards effectively.
Using the credit card to make a down payment -- particularly when you don't have enough money to clear your bill -- is an expensive proposition.
There are several conditions that banks look at before giving out credit cards. Here's what you must know before applying for a credit card.
Delhi Police arrested over 600 people and rounded up over 8,300 suspects during Operation CyHawk 4.0, a large-scale crackdown on cybercrime.
Rising delinquencies and non-performing assets in the credit card business are forcing banks to reorient their outlook, from an aggressive sales strategy to inducting people who will focus on recovery and cleaning up the portfolio.
Your card does not give you credit for free. And once you allow the outstandings to pile up, the sum can pose as much danger to your financial security.
The banking regulator of the country, Reserve Bank of India, does not have any information about 'heavy penalties' and 'extra-ordinary interest rates' imposed by banks on credit card defaults.
One needs to understand how credit card debt works. Ignorance can be fatal to your fiscal health.
Standard Chartered Bank, which has completed 10 years in credit card business in India, has introduced an equated monthly instalment card.
Credit card fraud is a growing crime today. It is essential to take security precautions to prevent yourself from falling victim to the fraudsters.
A list of things you should watch out for in your credit card document
Credit card association Visa said on Thursday spending in India via its cards issued both inside and outside the country rose 138 per cent in 2002 to $3.725 billion. \n\n
Financial freedom can be yours if you exercise some willpower and take a few basic steps to eliminate debt.
In one of the biggest internet security breaches, a hacker broke into Sony's PlayStation video game online network and may have obtained access to personal data of about 77 million users.
Eleven people in the United States, the UK and Vietnam have been arrested and accused of running a $200-million worldwide credit card fraud ring, US and UK law enforcement officials said.
Instant approval, no due diligence, conversion to easy-to-pay EMIs, nominal processing fees are some of the reasons why credit card loans are better
Private sector lender HDFC Bank on Thursday said the Reserve Bank of India (RBI) has asked it temporarily stop all launches of its upcoming digital business-generating activities and sourcing of new credit card customers after outage at its data centre which impacted operations last month.
A "negative list" of 650,000 defaulters has been identified and registered by the India Co-operation Committee comprising MasterCard credit card issuers in the country.
India-born US Attorney for the Southern District of New York Preet Bharara said while 11 individuals were arrested in the US, another 13 were arrested in the UK, Bosnia, Bulgaria, Norway and Germany in the largest coordinated international law enforcement action in history directed at the 'carding' crimes -- offences.
HDFC Bank has partnered with National Insurance Company and Mastercard International to launch its "HDFC Bank Health Plus Credit Card" and expects to sell 15,000-20,000 cards in the first year of the alliance.
The Reserve Bank of India (RBI) has proposed several measures to develop a more conducive framework for the long-term growth of Prepaid Payment Instruments (PPIs), including enhanced transaction security and clearer rules on refunds and grievance redressal.
Credit card holders in India, who pay the highest rates of interest in the world, have been ripped of Rs 6,000 crore (Rs 60 billion) as "extra charges" by banks in a span of ten years, according to a rights group.
Wondering what's the connection? Here goes...
A look into what to look out for before using a store credit cards and when to avoid them completely.
Shopping is supposed to be fun, but for these folks it turned out to be anything but!
The Supreme Court stayed the National Consumer Commission's order, which had capped the interest rate chargeable on credit card holders at 30 per cent. The verdict will allow banks to levy any interest rate they consider applicable to card holders. In their appeal, the banks said they were following the guidelines of the RBI, which was the only authority to regulate the fixing of the interest. The commission had no jurisdiction to pass an order directly to the banks.
Many placement agencies are fly-by-night operators in New Delhi.
Bernstein brokerage firm maintains 'Outperform' rating for Paytm, stating the PPBL licence cancellation will not impact Paytm's business and may open new regulatory opportunities.
Foreigners and NRIs would now be able to book train tickets in India online by using international debit and credit cards through IRCTC website.
The bank has said rent payments will not earn reward points, and redemption of reward points on various cards have been capped in certain segments.
